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Personal Banking
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Farmers and Merchants Bank works with dealerships, private party purchase transactions, and refinances. If you already have a vehicle and would like to refinance it for a lower payment or get cash out, we would love to assist with that as well! Apply online with our quick & secure online applications, by phone, or at a branch.

  • Competitive rates and fast credit decisions
  • Fixed monthly payments and no penalty for early payoff
  • Variety of terms
  • We will finance any year – even classic cars!
  • Pre-approval process helps you determine what you can afford (use our Auto Loans Calculator, too)
  • Find the accurate value of your car according to J. D. Power
  • 24/7 access to statements and mobile alerts.
  • Pay monthly via Mobile Banking, Online Banking, and Phone Banking. Receive an interest rate discount for automatic payments from an account with Farmers and Merchants Bank!
  • New Customers open a Your Choice Checking Premium Package account and receive an Installment loan bonus coupon for a 0.25% rate discount on one new installment loan. (Offer expires 6 months from account open date. Excludes special promotions. Limit one per customer. Non-transferable.)
Contact a Loan Officer

Sign & Drive Promotion

  • Includes vehicles 4 years old or newer.
  • Finance up to 80% of the J. D. Power’s retail value or MSRP.
  • Dealer Competitive Rates
  • Variety of terms
  • Same Day Loan Decisions
  • Pre-approval process helps you determine what you can afford (use our Auto Loans Calculator, too)
  • Must meet certain criteria to qualify.

 

Lease Buyout or Refinance Auto Loans

Dealership Auto Loans

Private Party Auto Loans