*Annual Percentage Yield. APY accurate as of 12/11/2024. Minimum deposit of $500 required to open. Interest compounded quarterly on 6- and 12-month terms and compounded monthly on 8-month term. Penalty for early withdrawal. At maturity, the 6- and 8-month terms renew to a 6-month term, and the 12-month renews to a 12-month term.